Fisher Precious Metals Review

Key Points

• Fisher Precious Metals is a family owned dealer started by John and Lynn Fisher in 1993, incorporated in 2007, and BBB accredited with an A+ rating since 2011.
• The company sells gold, silver, platinum, and palladium coins and bars along with diamonds and jewelry, and it backs every sale with a written buyback guarantee.

A Family Business With Three Decades Behind It

John and Lynn Fisher started buying gold and silver as individual investors in 1993, years before they turned it into a business.

The company itself was incorporated in 2007 and now operates out of Deerfield Beach.

That gap between "started investing" and "started the company" is worth noting, since it means the Fishers' personal track record runs longer than the corporate one, though the corporate side has now been operating for close to two decades.

John Fisher holds a leadership role as Vice Chair of the Industry Council for Tangible Assets, a trade group that lobbies and sets standards for the coin and bullion industry.

He has taught continuing education courses on precious metals to CPAs, Certified Financial Planners, and investment advisors in Florida, and for more than a decade he has worked with Kingdom Advisors, a network of financial advisors who serve Christian clients.

The firm holds memberships with the Professional Numismatists Guild, NGC, PCGS, the American Numismatic Association, and the Gemological Institute of America. In 2018, Fisher Precious Metals was voted USA Bullion Dealer of the Year in Bullion.Directory's global industry poll.

None of that is unique in the bullion world. Plenty of established dealers hold similar memberships.

What stands out is the combination: a small, husband and wife led operation that has stayed BBB accredited with an A+ rating since November 2011, while also holding a seat at the industry policy table through ICTA.

What Fisher Actually Sells

The catalog covers the four major investment metals plus a diamond and jewelry division that most bullion dealers don't bother with.

The diamond side runs through the same appraisal team. Both John and Lynn Fisher are Certified Appraisers with the International Society of Appraisers, and the company does estate appraisal work for families and their attorneys or accountants, not just retail sales.

How an Order Actually Gets Placed Right Now

Here's something a lot of reviews skip over. As of this writing, Fisher's website has its online shopping cart switched off, with a notice attributing it to high order demand. Instead, buyers download a PDF price sheet from the site and call the office directly to place an order and arrange shipping.

For a company that also runs an active blog on spot prices and market news, that's a meaningful gap between the content experience and the buying experience.

This isn't necessarily a red flag. Phone based ordering is common among relationship focused bullion dealers, and it fits Fisher's own pitch: no commissioned sales staff, and a promise that callers can reach John or Lynn Fisher directly, often within 48 hours.

It does mean you can't compare live premiums on your phone the way you can with some larger online dealers, so anyone price shopping across multiple dealers should budget extra time for a call before locking in a number.

IRA Accounts and Storage

Fisher helps clients open self directed IRAs and fund them with IRA approved gold, silver, platinum, and palladium.

The company's own materials are blunt about what to avoid: proof coins and fractional bullion carry premiums that eat into an IRA's value, and the IRS has been scrutinizing home storage IRA arrangements more closely in recent years.

 That guidance lines up with how the IRS treats retirement account metals generally, which must sit with an approved custodian and depository rather than in a client's home safe.

For storage, Fisher works with depositories in New Castle, Delaware and Toronto, Canada through International Depository Services, and in Grand Cayman through Sabre Vault storage.

All three offer allocated and segregated storage, meaning specific bars or coins are set aside for a specific client rather than pooled with everyone else's metal.

Selling Back to Fisher

The company's buyback guarantee makes five specific commitments: it will buy back anything it sold you, it will buy authentic precious metals you bought elsewhere, it will pay competitive market prices, it will explain its pricing transparently, and it will pay you promptly.

Fisher also tests every coin and bar with what it calls a bullion authentication program, using electronic verification devices like the Sigma Metalytics Precious Metals Verifier, and will test items you bought from other dealers too.

The Market Fisher Is Selling Into

Context matters here, because the numbers explain a lot of the current buying pressure.

Gold hit an all time high of $5,597.23 an ounce on January 29, 2026, before pulling back to the $4,300 to $4,400 range where it has traded through most of September.

Silver has moved even faster on a percentage basis, up over 3 percent in a single recent session and trading near $67 an ounce.

That central bank figure is the part most retail buyers never see, and it's arguably more important than the daily spot price ticking up or down.

Governments, not hedge funds, have been the steadiest source of gold demand for four straight years running above 1,000 tonnes in three of them, and even the "slower" 2025 pace still landed well above the long run average.

When a dealer's marketing leans on phrases like scarcity or safe haven, this is the actual data behind that pitch, not just a sales line.

Where Fisher Fits, and Where It Might Not

Fisher Precious Metals reads like a good match for a specific kind of buyer: someone setting up a precious metals IRA for the first time, someone handling an estate that includes coins or jewelry, or someone who values being able to call and speak with an owner rather than a call center rep.

The no commission structure and the buyback guarantee both point toward long term relationships rather than one time transactions.

It's a weaker fit for someone who wants to buy a single ounce of gold in three clicks at the lowest possible premium.

With the cart disabled and pricing handled by phone, Fisher isn't competing on checkout speed or rock bottom spreads the way some high volume online bullion sites do.

Buyers focused purely on price per ounce should still request quotes from a couple of dealers before committing, IRA setup or not.